What’s new?
MiDAScore
The groundbreaking collaboration between MiDAS and CIBI was bounded as we officially sign the agreement for an innovative partnership for MiDAS credit scoring. The signing was held in NWTF Bacolod City dated December 5, 2023 and was participated by the MiDAS President and Board, and the CIBI President and executives.
Subscribers may use the manual on this link:
At a Glance
As of December 31, 2023
13.48 million+
UNIQUE NAMES
5.1 million
LOAN INQUIRIES FOR 2023
75.35%
hit rate
About MiDAS
The Microfinance Information Data Sharing Inc. (MiDAS) is the credit bureau for microfinance institutions (MFIs) in the Philippines. It is the data-sharing system that allows MFIs to submit reports, send inquiries, and retrieve results on borrower information.
Products & Services
Borrowers at Risk Data
Records of delinquent borrowers
MiDAS Positive Data
Positive records of borrowers across MFIs
MiDAScore
Credit Scoring
Inquiry by Name
Inquiry by TIN
Inquiry by Barangay
Resources
Policies &
Regulations
FAQs
How to become a subscriber?
Drop an email to marketing.midas.inc@gmail.com to request for the membership application checklist or schedule meeting for the proposal.
What are the advantages of using MiDAS to obtain credit report?
MiDAS provides credit reports which is a valuable tool for determining the creditworthiness of an individual. MFIs use this information to make lending decisions, which helps in credit risk assessment as we provide access to the latest credit information ensuring data accuracy to help lenders in having access to reliable information when making credit decisions. This benefits both borrowers and lenders by reducing the likelihood of inaccurate information impacting credit decisions.
Is joining MiDAS a governmental requirement?
MNRC : be a member of credit bureau to be able to apply in MNRC
Where can I get my MFI code?
Reach out if you want to create impactful microfinance community together.
HEAD OFFICE
address
National Highway, Pavia Iloilo, 5000
office hours
Monday – Friday
8:00 AM – 5:00 PM
EMAIL
secretariat.midas.inc@gmail.com
information.midas.inc@gmail.com
sysad.midas.inc2018@gmail.com
PHONE
Land Line: (+63)(033)329-5037
Smart: (+63)(999)981-7462
Globe: (+63)(916)330-0586
city OFFICE
address
Unit 1909 Jollibee Plaza Pasig City 1600
office hours
Monday – Friday
8:00 AM – 5:00 PM
EMAIL
marketing.midas.inc@gmail.com
PHONE
Land Line: +632 8631 5920
Globe: +63 917 133 1737
Member Log In
Welcome to MiDAS! Please click the logo in the screen or the log in button below to proceed with system log in. Make sure that your user access is active and you have your password ready.
About MiDAS, Inc.
Under Republic Act No. 9510 or the Credit Information Systems Act (CISA), the Credit Information Corporation has the powers and functions to receive and consolidate basic credit data and to act as a central registry or central repository of credit information. With this mandate, the MiDAS, Inc. decided to extend the assistance to the microfinance community in complying to the law while providing an accessible, reliable, and standardized information on credit.
Microfinance Information Data Sharing, Inc. All Rights Reserved